Welcome to LJC Speaks Wisdom for Success

Anne SchabertWelcome, my name is Anne. I’m a Professional Freelance Writer and Editor and a Home Business Advisor. I’m also a Distributor for Reliv International, the ONLY nutritional epigenetics company in the world.  You can learn more about epigenetics by visiting my sister website, Your Health and Epigenetics.

LJC Speaks Wisdom for Success is a site that is dedicated to helping business seekers and builders and those of you who are looking for positive lifestyle changes, as I was 10 years ago.  Here I will also be sharing a lot of my personal insights and I invite you to jump in and share your thoughts as well.

Let’s talk about passions for a moment.  As I am a Christian, this website was born out of my desire to make a positive difference in our uncertain world.  I’ve learned a lot through my life experiences, and especially over the last 10 years, about what it takes to be truly successful.  My passion in life is in making lives better with hope for the future.  I believe that we are all happier in this life when we live with a purpose. How about you? Do you feel the same?

Are you teachable?  Do you feel that there is always more to be learned?  Do you like the idea of being on the cutting edge – thinking outside the box?  Are you always looking for new opportunities and seeking new information and ideas on how to do things a little better – and then sharing those ideas with others?  I hope you are, because if you are then you are in the right place and you are the kind of person I love to partner with and explore success ideas with.

So let’s get started and share our insights.  Together we can move forward into 2014 and make it a year when we have moved out of debt and insecurity into personal growth, financial freedom and success.  We may not be able to change the whole world, but we can change our world for the better.

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Reliv International Offers a Solid Home Business Opportunity!

Reliv International is the ONLY company with products that address health at the epigenetic level today. Think of how huge a business opportunity that is right now.

Contact Me to learn the details of how you can take advantage of this solid home business opportunity.

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Business Builder Promotion Accelerates Home Business Growth

EarnFast-PromotionReliv International has just made an extremely exciting announcement for 2014.  They are extending – permanently – the reduced profit level qualifications introduced during the Fall of 2013 as a promotion.  This decision was made by Reliv due to the tremendous business growth and success that the promotion brought to its distributors.

In a day when price increases can be found everywhere from the gas pump, utilities, insurance rates and the grocery store, it is so refreshing to find companies of integrity that are offering promotions that make it easier for people to build a solid business and income of their own.

But, it gets even better.  Accompanying the reduced profit levels, Reliv is introducing a bonus promotion program that will benefit both new distributors and existing distributors.  Here’s how it works:

Bonus Promotion for New Business Builders

Those who decide to become independent Reliv distributors at the top profit level (the Master Affiliate level) have a chance to earn up to $1,000 every month in their first 3 months of business.

Once a Master Affiliate becomes a fully qualified distributor (the month following their sign-up month) they will be entered into an exclusive monthly bonus pool.  The top 10 distributors in that bonus promotion pool will receive cash bonuses:


1st – $1,000 6th- $450
2nd – $800 7th – $400
3rd – $700 8th – $350
4th – $600 9th – $300
5th – $500 10th – $250

Plus! Current MAs will take home $100 for every “Rookie” Bonus earner they’ve personally sponsored!

That’s pretty exciting, wouldn’t you agree?  You can work from home, choose your own hours, and even work in your pajamas if you’d like.  You would not only be building a solid financial future for yourself, but also helping others like yourself to do the same.  The more people you help the higher your bonus can be.

So what are you waiting for?  Go to the Contact Me page and check this out by letting me show you the details.  I look forward to hearing from you.

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A Promotion for a Great Home Business Opportunity and a Cruise

There’s a business promotion that was just announced by one of the leading companies in the home business industry.

First let me ask you a question, because there’s no reason for you to continue reading on if you wouldn’t be interested in this promotion and business opportunity.

I’m curious, if someone told you that you would be a guest to cruise in style for five days and four nights aboard the Ruby Princess, a luxury ship full of endless amenities, ALL expenses paid, how would you react?  Would you be overwhelmingly excited, or would you say, “No thanks.  I probably would get sea sick.”

If your reaction would be “no thanks” then please don’t read the rest of this post.  This is clearly NOT for you.  But, if you would jump up and down and get really excited, read on.

On November 1st, Reliv International, the world’s only nutritional epigenetics company announced what their end of the year promotion would be. They always have one each year at this time.

This is the 25th Anniversary year for Reliv and to celebrate a year that has propelled the company far ahead of any competition in the nutritional marketplace (due to the introduction of LunaRich X and an exclusive rights deal with Soy Labs LLC) they are sponsoring the following promotion.  Here is an excerpt from the Reliv blog:

Reliv is ending its 25th Anniversary year with a bang — and we want you to join in the fun. Sales are up, sponsoring is up and the number of new Master Affiliates (the top profit level)is through the roof! To build on this red-hot momentum, Reliv today announced two new promotions for November-December 2013.


Reliv’s recent Ignition Promotion generated big excitement — and big business — for Distributors across North America. And we don’t want it to stop! By popular demand, Reliv has extended the promotion’s reduced profit level qualifications until the end of 2013. Ignition has become Acceleration!

Volume qualifications for new and existing Distributors to earn bigger profits have been slashed for the next two months. Don’t miss this chance to build — fast!

  • 25% profit: 700 now only 350!

  • 30% profit: 1,500 now only 700!

  • 35% profit: 3,000 now only 1,500!

  • And… Master Affiliate 40% profit: 5,000 now only 3,000!

What this means is that anyone who decides to take advantage of the above promotion during November and December not only has the opportunity to start a multi-million dollar business for a ridiculously low investment, but also has a chance of being awarded a spot on this cruise of a lifetime.  Here are the particulars about the qualifications:

2 Ways During November and December to Earn the Trip: 

(for Reliv Distributors in US and Canada)

1) If you are already a fully qualified Master Affiliates (MA):

Finish in the top 25 in personal group volume (PGPV) for November-December combined.

2) For those who qualify as MAs in November-December 2013:

Your name will be entered into a drawing for 3 more trip winners.

Nothing happens until you take the first step.  So if you want to change your life, start a lucrative business from home and start cruising – get excited, get in touch with me, get busy and get on board!

To hear the replay of the promotion announcement call and what those who have already been on a Reliv cruise in the past have to say, dial 866.330.4922 (option 3).

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Make Money in MLM? You Might Be Surprised.

Make Money“I’ve never known anybody to make money in Reliv.”  That statement was made to me recently by a man I highly respect.  He is an intelligent, highly educated and respected man in his community.  He is a man that the world would label as very successful in life.  He is also a man who has seen first hand what Reliv products have done for several of his extended family members yet; he and his immediate family do not use the products.  Furthermore, by his statement to me, he has shown that in the area of knowledge about the Reliv business opportunity, he is completely ignorant (ignorance is just a lack of education and we are all ignorant in some areas).

Now to be fair, I have known a lot of Reliv distributors who have tried many different network marketing companies and could never make money in any one of them.  Then, they were introduced to Reliv.  Much to their surprise, they not only were able to make money, but many also went on to replace their “job” incomes and then exceed them.  Some are multi-millionaires today.  They are people from all different backgrounds and skill sets.  Some were familiar with how networking marketing worked – most were not.  Most were as far from being the “sales type” as you could imagine.  As for age, you will find successful Reliv distributors of all ages.  Some were extremely successful prior to Reliv, and some were what the world would label as miserable failures.  But, one thing that they all now have in common is that they have become successful Reliv distributors, AND they all now know how to make money with Reliv.

Let Me Introduce You to My Friends.  They Know How to Make Money with Reliv!

Because of ignorant statements like, “I’ve never known anybody to make money in Reliv,” I decided to do a series of blogs to educate people by introducing some special people I personally know through Reliv who do make money (lots of it) in Reliv.

A Skeptical Doctor and His Wife are Amazed to Make Money in Their First Months in the Reliv Business

John and Jacque HayesI’d like to start with a doctor.  That’s right, a doctor who had an extremely successful practice – but had no life.  You will hear most everyone who has built a successful Reliv business say the same thing.  Before Reliv they never had the time freedom to enjoy any of the success that they had achieved.

Dr. John Hayes was first introduced to Reliv through a patient of his.  Here is his story in his own words, followed by a video:

“I was treating the worst case of debilitating headaches I have ever encountered. The patient had suffered for twenty-five years and done everything medically possible. All my efforts resulted in only temporary relief for her headaches and paraspinal muscle tension. This continued for months. One day she wanted me to look at some nutrition products from a company called Reliv and asked if I thought they could help with her headaches. I read the ingredients and began to laugh knowing that if I couldn’t help her no nutritional product could. But she stated that she was going to try it for one month since it had a thirty-day money back guarantee. As I treated her over the next three weeks, nothing changed. Then, dramatically, three weeks and four days after starting this product, her muscle tension and extreme headaches were gone. I could scarcely believe the changes that I saw, but I knew if I were honest, I must investigate the product that had brought about this event. I began to put some of my most challenging patients on these products, trying to disprove its effectiveness. If I had the time I could tell dozens of stories of miraculous results, with a wide variety of conditions…. I am finding that anyone who takes these products, as directed, receives tremendous results in the form of increased energy and vitality. Beyond that I see help for chronic pain, arthritis, headaches, hormonal imbalance, ADHD, depression, allergies, asthma, and many other conditions. Be as skeptical as you like, but put “Reliv” to the test. This is a fourteen-year-old (now 25 year old) International Company with patented products that is on the verge of explosion. Someone will tell your friends and family about “Reliv”: I hope it will be you!

“See what these products can do. Share the products with someone you know who has health problems. The results will convince you of the potential for this product and the business.”

So, the next time you are tempted to say, “I’ve never known anybody to make money in …,” stop and realize that you may be ignorant in that particular area.

To get started with Reliv (products or business), contact me and let me know you want to receive a personal call from me.

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Reevaluate Your Life and Future and Live Your Dreams

To Reevaluate Means ChangeI’ve been realizing lately that it is that time of year again when I need to reevaluate my life and make sure that I am going in the direction that I want to go.

  • Maybe you reevaluate your life every few months, but if you are like I was for most of my life, maybe you are just going with the flow and never really thinking about the need to reevaluate your life.
  • Maybe you hate the idea of setting goals for yourself because, again like me, you feel that you will never be able to achieve those goals.
  • Maybe you never really had or thought about making life goals and setting those goals down on paper; yet all experts tell us that unless we have goals set down in writing, we most likely will not go where we would like to and achieve our dreams in life.
  • Or, maybe you have so many different things you love to do that you really aren’t sure of what would make you feel like jumping enthusiastically out of bed each day.

If any of the above describes you, as they have me, then it’s definitely time to reevaluate your life and wake up your dreams and start learning how you can start living those dreams day by day.

Check Out This Great Unexpected Tool for Reevaluating Your Life

Well, as I said, it is definitely my time to start to reevaluate where my life and goals are taking me.  Just yesterday, as I was thinking about this, what should I stumble upon but an article entitled, Top 5 Regrets of the Dying.  As morbid as that title might appear at first, it actually captured my attention.

Top 5 Regrets of the Dying is an article that was written some time ago by Bronnie Ware, who is a writer and songwriter from Australia who spent several years caring for dying people in their homes during the last 3 to 12 weeks of their lives.

Ms. Ware mentions that during this time she observed great personal growth in those she cared for who were dying.  When questioned about any regrets they had or anything they would do differently, common themes surfaced again and again. Here is a list of the most common five that is helping me as I begin to reevaluate my own life:

  1. I wish I’d had the courage to live a life true to myself, not the life others expected of me.
  2. I wish I didn’t work so hard.
  3. I wish I’d had the courage to express my feelings.
  4. I wish I had stayed in touch with my friends.
  5. I wish that I had let myself be happier.

Much to my surprise, I found myself agreeing wholeheartedly with this list as it pertained to me.  It was then that I decided that this was a GREAT place to begin my reevaluation.

If, after reading this blog, you would also like to begin your own evaluation/reevaluation, I would encourage all of you to follow this link to read Ms. Ware’s article.  She also has a book on the same topic: The Top Five Regrets of the Dying: A Life Transformed by the Dearly Departing.

And here’s some further encouragement as you think through what you might want to have more time freedom for. Julie Waterman’s story is one that is heard a lot in the company, Reliv International. Personal growth is mentioned over and over, but so is the chance to finally live ones dreams. So, start to reevaluate your future and start dreaming again!

To talk with someone who has been there, and would love to help you get there, contact me and ask for a personal call.

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Time Freedom Found by Man Through His Home Business

financial and time freedomOne thing I love about Reliv is the lifestyle of time freedom it allows – time freedom due to financial freedom.  Because the products are so good, you can count on the results they deliver.  With that in place, anyone can build a successful home business of whatever size they want. The support and tools are in place also to free up your personal time. All a new Reliv distributor needs to do is tell people about Reliv, in other words, share what Reliv is doing for them and others. As a distributor, I am a seed planter, nothing more.

Watch this video and see how Dave Nowack is building his Reliv home business and how it is giving him the time freedom to live life how he chooses and spend more time with his grandchildren and great-grandchildren.

If Dave can build a successful Reliv home business and have a lifestyle of time freedom, why can’t you?

To learn the details of what you need to do to get started, and if this is the right home business fit to give you that time freedom you’re seeking, Contact Me and let me know you want me to speak with you personally.

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Residual Income in Your Senior Years: How to Build It

residual income diagramHow many financial planners do you see who tell you how you can successfully bring in a residual income that will pay you monthly and secure you financially for life? Most financial planners and retirement calculators will tell you how much money you will need to invest if you want a comfortable retirement. In deed, most financial planners will caution you against getting involved with any company that offers you a possibility of building a home based business and a residual income. That, they would say, would be too risky – as if investing in a stock and bond portfolio is safer these days.

One senior couple I know who have built a Reliv home business that pays them a residual income of around $40,000 a month has a financial consultant who worries and warns them about their investments. The man can’t seem to understand that their earnings per month, due to their residual income, will continue in spite of these uncertain economic times.

Below, I have added a Retirement Goal Survey for you to read through. I would encourage you to answer the questions for yourself. Then, take a look at two of Reliv’s oldest senior distributors who have been able to build a residual income that is not only allowing them a sense of financial security in their senior years, but is also helping countless others achieve the same (and be healthy to enjoy life to the fullest to boot).

Retirement Goal Survey

• When would you like to retire?

1 year

2 years

5 years

10 years

What’s your plan to achieve this goal?

• How much money do you want to make monthly to retire comfortably?

What’s your plan to receive this income?

• How much money do you need to invest at about 6% interest to have this desired income?

What’s your plan to accumulate this?

See how two amazing ladies have met their retirement goals.

Reliv Success Means a Residual Income and Independence

Residual Income BuilderMany people are retiring at age 65, but not Gurlena Henderson of Mount Prospect, IL.
Gurlena decided to become a part of Reliv in order to maintain the independence she so treasured. “My husband had passed away some years before, and prior to his death he had been sick for twelve years,” she says. “We were unable to save enough for me to live on in retirement.”

Now in her 80s, Gurlena is a Bronze Ambassador and can pay her bills and has her own home. It helped her to know that she wouldn’t have to do this alone. “It’s certainly been a wonderful opportunity for me. My daughter, Carol Felger and her husband, Joe, introduced me to the business and encouraged me every step of the way.” It’s that kind of support that is the hallmark of Reliv.

The secret to Gurlena’s success is continually introducing new people to the Reliv opportunity through the Reliv Success System. “I talk to everyone and I never give up. I call a lot of people and even strike up conversations at the grocery store, in church, and at my doctor’s and dentist’s offices.”

In addition to valuing the business opportunity, she also feels strongly about the products themselves. “These products really work and they are a gift from God,” Gurlena says. “The product never fails us, but we can fail the product by not taking it as we should or not promoting it every chance we get.”

Recently, Gurlena was able to remodel her kitchen and install new air conditioning in her home. “I wouldn’t be making those kinds of improvements with the $1,057 a month I receive from social security.” And best of all, she gets to help people improve their health and their financial situation. “There is no other product or business like this in the world.”
Gurlena Henderson

Meet Margaret Tonne, Reliv’s Oldest Independent Home Business Builder

Margaret Tonne just celebrated her 101st birthday. At 101 she receives a residual income, she loves life and she loves Reliv. She also loves sharing about Reliv with other seniors. Watch this video and be inspired.

You’ve often heard the phrase, “This is so simple a child could do it.” Well, I say, “Building a home business as an Independent Reliv Distributor is so simple a senior citizen can do it and have a sense of security and a fantastic lifestyle due to their residual income with Reliv.”

Let’s talk if you want to build a residual income for yourself. I’ll be happy to give you details and help you build your dream retirement.

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Home Business Success Lets Mom Raise Her Kids

For a home business to let a Mom stay home with her kids the compensation plan has to be good. So many home business opportunities make promises that never really deliver.

I have been a distributor with Reliv for nearly 10 years now and I have seen so many women begin to build a Reliv home business in order to be able to raise their kids. Many have big families that they are raising and home schooling (8 or more kids).

I have also seen Moms begin their Reliv home business with a goal to just make enough income to be able to stay home, only to see it grow to the place where their husbands could quit their jobs and also come home.

One such Mom who has built a successful home business with Reliv is Misty Jensen. And she, like most others, did it in only a short time.

Watch this video to see how her Reliv home business has changed her lifestyle.

So what’s stopping you from building a successful home business?

Get in touch with me and let me know you want to learn more about building a successful home business with Reliv. Ask me to give you a call. I’ll show you how easy it is to get started.

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Take Home Pay: How Much Do You Really Make?

Take Home Pay?If you are fortunate enough to have a job these days, your take home pay may be a lot less income than you think.  Fill in the blanks below (using average monthly costs) to get a true picture of what it is costing you:


 Gas, tolls                                         _________

Car payment                                   _________

Insurance                                        _________

Parking                                            _________

Meals at Work                                 _________

Work Wardrobe                               _________

Grooming (beauty shop,

nail salon, cosmetics,

etc.)                                                  _________

Extra Family Meals

(who has time to

cook?)                                              _________

Child Care                                       _________


BUSINESS EXPENSES                _________                                     


TAKE HOME PAY                         _________



BUSINESS EXPENSES                _________                           


HOME PAY                                     _________

 Are you surprised to learn what your take home pay REALLY is?

Take Home Pay?

And that’s the reason people don’t like to work outside the home today, their take home pay isn’t nearly enough.  More and more people are looking into working from home and building their own secure financial future.  The opportunities are there, you just need to know where to look.

Contact me to learn how and start your training.

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